| LOAN TYPE | 24 mos. | 36 mos. | 48 mos. | 60 mos. | 72 mos. | 84 mos. |
|---|---|---|---|---|---|---|
| 2025/2024(untitled '24)-100% NADA | 4.50% | 4.50% | 4.50% | 4.50% | 4.50% | 4.50% |
| 2024 - 100% NADA | 5.00% | 5.00% | 5.00% | 5.00% | 5.50% | 6.00% |
| 2023 - 100% NADA | 5.00% | 5.00% | 5.00% | 5.00% | 5.50% | 6.00% |
| 2022 - 100% NADA | 5.00% | 5.00% | 5.00% | 5.00% | 5.50% | -- |
| 2021 - 100% NADA | 6.50% | 6.50% | 6.50% | 6.50% | -- | -- |
| 2020 - 90% NADA | 6.50% | 6.50% | 6.50% | -- | -- | -- |
| 2019 & Older - 90% NADA | 6.50% | 6.50% | 6.50% | -- | -- | -- |
| Vintage Visual Inspect* | 10.00% | 10.00% | 10.00% | 10.00% | -- | -- |
| Unsecured Loans** | 15.00% | 15.00% | 15.00% | -- | -- | -- |
| Share Secured Loans | 3.00% | 3.00% | 3.00% | 3.00% | -- | -- |
| * Loans over $20,000 may go up to 6 years and loans over $25,000 may go up to 7 Years | ||||||
| LOAN TYPE | 36 mos. | 48 mos. | 60 mos. | 72 mos. | 84 mos. | 96 mos. | 108 mos. | 120 mos. |
|---|---|---|---|---|---|---|---|---|
| 2025(New 2024)-100% NADA | 6.00% | 6.00% | 6.00% | 6.25% | 6.50% | 6.75% | 7.00% | 7.25% |
| 2024 - 100% NADA | 6.50% | 6.50% | 6.50% | 6.75% | 7.00% | 7.25% | 7.50% | 7.75% |
| 2023 - 100% NADA | 6.75% | 6.75% | 6.75% | 7.00% | 7.25% | 7.50% | 7.75% | 8.00% |
| 2022 - 100% NADA | 7.25% | 7.25% | 7.25% | 7.75% | 7.75% | -- | -- | -- |
| 2021 - 100% NADA | 7.50% | 7.50% | 7.50% | 7.50% | -- | -- | -- | -- |
| 2020 - 90% NADA | 8.25% | 8.25% | 8.25% | 8.25% | -- | -- | -- | -- |
| 2019 & Older - 90% NADA | 8.75% | 8.75% | 8.75% | 8.75% | -- | -- | -- | -- |
| * Loans over $15,000 may go up to 10 years | ||||||||
| All loans subject to 1/4% rate reduction with payroll deduction | ||||||||
| LOAN TYPE | 36 mos. | 48 mos. | 60 mos. | 72 mos. | 84 mos. |
|---|---|---|---|---|---|
| 2025(New 2024)-100% NADA | 6.00% | 6.00% | 6.00% | 6.25% | 6.50% |
| 2024 - 100% NADA | 6.50% | 6.50% | 6.50% | 6.75% | 7.00% |
| 2023 - 100% NADA | 6.75% | 6.75% | 6.75% | 7.00% | 7.25% |
| 2022 - 100% NADA | 7.25% | 7.25% | 7.25% | 7.75% | -- |
| 2021 - 100% NADA | 7.75% | 7.75% | 7.75% | -- | -- |
| 2020 - 90% NADA | 8.25% | 8.25% | -- | -- | -- |
| 2019 & Older - 90% NADA | 8.75% | 8.75% | -- | -- | -- |
| * Loans over $15,000 may go up to 7 years | |||||