Whether it’s a lifelong dream or a weekend getaway, Springfield City Employees Credit Union offers a variety of great savings options to help you get there. They’re all NCUA insured, so you know your money is safe.<\/p>\n
Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.<\/p>\n
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The Share (Savings) Account establishes your membership and makes you a part owner of Springfield City Employees Credit Union. Dividends are earned based on the average daily balance method. Share accounts earn dividends on balances of $5.00 or more.<\/p>\n
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We have checking accounts which may pay a dividend. We offer many different styles of checks. You also do not need to maintain a minimum balance to avoid service fees. The Credit Union will accept direct deposits to your share draft account. Statements are mailed monthly and dividends are paid monthly.<\/p>\n
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Our term share certificates provide an investment opportunity in which funds are deposited for a fixed term \u2013 from 90 days to 3 years. Funds deposited to these accounts generally receive a higher dividend rate than on most other share accounts. Our certificates require a minimum deposit amount of $1,000.00. Dividends are paid on a monthly basis and at maturity. Deposits are insured up to $250,000.00 by the National Credit Union Share Insurance Fund. Early withdrawals limit the interest rate to lowest interest paid.<\/p>\n
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Relieve your holiday stress by being prepared for the holidays with our Christmas Club and make your life easier by taking advantage of our Property Tax Club.<\/p>\n